Brauer Insurance Services, Individual Health Insurance, Family Health Insurance, San Jose

<span style="font-size:78%;">Tags: Family Health Insurance, health insurance, Health Insurance Quote California, Individual Health Insurance</span><br /><a href="http://beritakotabontang.blogspot.com/2012/07/brauer-insurance-services-individual.html"><span style="font-weight: bold;">Brauer Insurance Services, Individual Health Insurance, Family Health Insurance, San Jose</span></a>. Individual Health Insurance and Family Health Insurance does not have to value a fortune! It really doesn’t. There are many plans that are under $100 a month, if you're on the younger side. Even someone in their 40′s will get a thought for simply to a small degree over $100, if you have an honest agent. At Brauer Insurance Services, we have a tendency to sign on folks daily that are utterly confused with all the choices out there. Even after you move to OUR web site and input your information, concerning fifty plans come back up. If you don’t apprehend what you’re craving for, you can wander away pretty easy. At Brauer Insurance, our services are FREE. we've NO fees, and you'll pay the same price as “going direct” to the insurance company or E-Health or wherever. folks tell us that once they used E-Health or gone to the insurance company, they end up getting bounced around to different folks and never feel like they “had their back”. We’re a local company and apprehend all of our shoppers.<br /><br />Family Health Insurance can range anywhere from $200-$900 a month, depending on your age and what type of coverage you’re looking for. Individual Health Insurance starts at $55 and goes up to about $400 if you want something super expensive. With Individual Health Insurance, I usually advise people to go with a certain plan that is about $66-$150 again depending on your age. The coverage is great and there are NO small print issues.<br /><br />At Brauer Insurance, we SPECIALIZE in Individual Health Insurance and Family Health Insurance. Many agencies OFFER it, as one of their lines of insurance. That is ALL we do, Health Insurance for Families and Businesses.<br /><br />Health Insurance is a “niche” product. Meaning, there is a lot to it, in terms of knowledge and experience. Most people find that agents that try to “do it all” when it comes to various types of insurance, never really become experts at any. There is just too much to know about Life Insurance, Home, Auto, Health, Commercial, Fire, and the list goes on.When we go to seminars for Health Reform or Health Insurance, you can always spot the agents that “sell it all”. They are just not in tune with the industry. Farmers agents and Allstate agents are famous for that. They try to do Health Insurance as a sideline...it just doesn’t work out.<br /><br />Like I said, the prices are the same, whether you hire an expert or a novice…something to consider.<br /><br />Steve Brauer...President...Brauer Insurance Services...www.brauerinsurance.com...(877) 421-4325

Brauer Insurance Services, Individual Health Insurance, Family Health Insurance, San Jose

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Strategic Employee Benefit designs, San Jose, Bay Area, CA

<span style="font-size:78%;">Tags: Employee Benefit Strategies, Employee Benefits, Group Employee Benefits, Group Health Insurance</span><br /><a href="http://beritakotabontang.blogspot.com/2012/07/strategic-employee-benefit-designs-san.html"><span style="font-weight: bold;">Strategic Employee Benefit designs, San Jose, Bay Area, CA</span></a>. If you are the owner of an organization and you supply Employee benefits to your workers, you’re a fairly sensible boss. there's no demand to supply Employee benefits. And if you are doing, I hope your broker incorporates a “strategy” for not only saving you cash, but obtaining the best bang for the buck. Strategic Employee benefits is what we tend to do at Brauer Insurance……its all we tend to do! I’ve designed my business speaking to employers regarding their benefits, only to search out out that the worker benefits broker only speaks to them at renewal time!! Shame on them...did you recognize that your broker is creating between 7-10% from every dollar you spend on your Employee benefits. When I’m speaking to the company owner, I continually prefer to tell them, “did you recognize your broker is creating $X a month commission being your broker”, and then I follow with “are they EARNING it??”.<br /><br />I was actually known as just the once by a broker who was angry with me. He told me that he didn’t feel that revealing his commission was moral. My response to him…..”I think its unethical not to advise people”. What are you afraid of? If you’ve earned it, there should be no problem.<br /><br />The problem lies with the brokers that are used to doing “business as usual”. The Employee Benefits landscape is changing. You can either adapt, become creative, and find solutions for your employer groups, or get out of the way for creative, forward thinking, pro-active brokers! At Brauer Insurance our Strategic Employee Benefit designs are cutting edge, and guaranteed to save companies money AND not jeopardize their Employee Benefits they currently have.<br /><br />Employee Benefits should be strategized...PERIOD. If your broker is not doing that, they should be fired! There are too many ways to save groups money, and offer them services that they SHOULD be getting, like FREE cobra, EAP programs, HR Compliance Centers, etc…<br /><br />Lots of agencies offer Employee Benefits….we SPECIALIZE in it!<br /><br />Steve Brauer-President...Brauer Insurance Services LLC...(408) 421-5555...3150 Almaden Expwy, Suite 203, San Jose, CA 95118

Strategic Employee Benefit designs, San Jose, Bay Area, CA

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Employee Benefits, Mountain View, Palo Alto, Los Altos, CA

<span style="font-size:78%;">Tags: Employee Benefits Mountain View, Employee Health Insurance, Group Employee Benefits, Mountain View Employee Benefits</span><br /><a href="http://beritakotabontang.blogspot.com/2012/07/employee-benefits-mountain-view-palo.html"><span style="font-weight: bold;">Employee Benefits, Mountain View, Palo Alto, Los Altos, CA</span></a>. If you’re an employer scuffling with the rising prices of Employee edges, we've an answer for you. we provide a forward thinking, Employee edges strategy that several corporations have found to avoid wasting them cash while not compromising the employee’s edges. We facilitate corporations cut back their Employee profit prices with a novel strategy. The strategy involves “insuring your deductible”. Most brokers are telling their employer teams to either move to a less expensive set up or have the workers develop the extra prices upon renewal……WE HAVE A SOLUTION!<br /><br />If your broker doesn’t have a technique to avoid wasting you cash and grief, raise them why not! Any agent will show you intend and recommend you either absorb the yearly increase or pass it on to the workers. That doesn't take any talent. I even have designed our business on showing employers that there's a far better thanks to purchase your edges.<br /><br />At Brauer Insurance, we are a NO FEE, Independent, Family Owned agency specializing in Health Insurance for Families and Businesses. Lots of agencies offer Employee Benefits…..we specialize in it! Check out our Google reviews from some of our satisfied clients. They were skeptical too, at first. Frankly, I don’t blame them. Being a retired Police Sergeant, I’m skeptical of most things too. Employee Benefits do NOT have to cost a fortune…they really don’t!<br /><br />Health Insurance for businesses, or Employee Benefits, can be very affordable. Kaiser, Blue Shield, Anthem Blue Cross, all have plans that employers can offer under $200 a month per employee. The employer is only responsible for covering half of the single employee price. Much less than most people think. At Brauer Insurance we love to find companies with expensive Employee Benefit plans. Our strategy works even better on those types of plans. Kaiser Employee Benefits, Blue Cross Employee Benefits, HealthNet Employee Benefits, all work the same.<br /><br />I guarantee we have a better way to do business, in terms of Employee Benefits. Our strategy is actually being copied now by other large Employee Benefit firms. I find that flattering...<br /><br />We have clients from San Diego to Truckee. Our office is located in San Jose, but my daughters and I are all over the Bay Area, daily!<br /><br />Steve Brauer-President...Brauer Insurance Services LLC...(877)421-4325….3150 Almaden Expwy, Suite 203, San Jose, CA 95118 www.brauerinsurance.com

Employee Benefits, Mountain View, Palo Alto, Los Altos, CA

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Kaiser Family Health Insurance, Kaiser Family Insurance, San Jose, CA

<span style="font-size:78%;">Tags: Family Health Insurance, Kaiser Health Insurance, San Jose Health Insurance Agency</span><br /><a href="http://beritakotabontang.blogspot.com/2012/06/kaiser-family-health-insurance-kaiser.html"><span style="font-weight: bold;">Kaiser Family Health Insurance, Kaiser Family Insurance, San Jose, CA</span></a>. Kaiser Spouse and children members Currently being Indemnity staying almost one of the recommended investments launched there. They take modestly billed plans, not to mention often the Kaiser companies have become additional your family none! Brauer Cover Remedies could be described as right up with their greatest producers when it comes to Kaiser Parents Weight loss Insurance premiums plans. Kaiser has many plans that cover most of what people are looking for including, traditional HMO plans, HMO Deductible plans, High Deductible plans and a few others.<br /><br />Kaiser Family plans are the same price if you purchase them from Kaiser, online through impersonal E-Health insurance type sites, or an awesome INDEPENDENT, no fee, family owned agency like Brauer Insurance. I’m a retired Police Sergeant. My entire family are licensed Kaiser Health Insurance brokers that can help you find and purchase the right plan. Kaiser Family Health Insurance prices are set by the Dept of Insurance of CA and they are the same for everyone.<br /><br />My favorite plan with Kaiser is the $30/1500 Deductible HMO plan. This plan has the benefits of a $30 office visit and inexpensive prescription drugs but WITHOUT the high price tag of a traditional Kaiser Family Health Insurance $15 or $20 plan. The price is actually about 30-40% less with this plan. There are some drawbacks, but if you have a broker that “specializes” in Kaiser Health Plans, they should be able to advise you and know what they are talking about.<br /><br />One of my biggest compliments that I’ve received since I’ve become an Independent Broker came when an agent that I really respect, came to me for Kaiser Health Insurance advice. This agent does many lines of insurance and is well respected. He came to me BECAUSE he knew that Kaiser was my specialty and he trusted my advice..I already have a big ego…it became enormous that day!<br /><br />Please call either of my daughters or myself for some free advice. We’re pretty friendly and we know what we’re doing!<br /><br />Steve Brauer.President..Brauer Insurance Services LLC..(877) 421-4325.3150 Almaden Expwy, Suite 203, San Jose, CA 95118

Kaiser Family Health Insurance, Kaiser Family Insurance, San Jose, CA

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Group Health Insurance

<span style="font-size:78%;"><span style="font-weight: bold;">Tags</span>: California Health Insurance Quotes, Group Employee Benefits, Group Health Insurance, San Jose Employee Benefits</span><br /><a href="http://beritakotabontang.blogspot.com/2012/06/group-health-insurance.html"><span style="font-weight: bold;">Group Health Insurance</span></a>. Group Diet-related Insurance premiums Are able come to be cheap on the employees.there could be described as Never cause of it then on your own financial impact your small business any kind of a fortune!! If you'll have egyptian cotton “strategy” accompanied by the Person Benefits, your corporation but not only heal money, but also ıt is possible to extend one's workers good positive effects solely lots more coverage. At Brauer Insurance, we have the mindset that Group Health Insurance is the “financing of your employees healthcare”. Now, having said that...wouldn’t you rather have a STRATEGY for your financing, to get the best return on your investment??<br /><br />Group Health Insurance and Employee Benefit are the second most costly item for employers, right underneath wages. Doesn’t it make sense to have a “plan” for that size of an investment, instead of wringing your hands each year when the renewal comes around, worrying about what the premium increase will be. Most employers end up either reducing coverage to save money, or keeping the same coverage and passing the price increase on to their people. Either way is unacceptable in our world.<br /><br />At Brauer Insurance, we have built our business on showing employers a better way to purchase their Group Health Insurance. There IS a much better way to do it, and I’ve got a bunch of companies that have provided testimonials for us, to prove it! Typically my daughters and I can save your company anywhere from 10-50% with our strategy. Strategic Benefit designs are our specialty.<br /><br />There are many insurance people that can write Group Health Insurance...but most of them do MANY lines of insurance, they are not experts at just one thing. If you had a heart condition….would you see a General Practitioner or a Specialist?? Yeah, I would too! I know that heart issues and Group Health Insurance are very different, but you get the picture!<br /><br />We are an Independent, NO FEE, family owned agency helping small and medium sized companies up and down California.<br /><br />Steve Brauer...President...Brauer Insurance Services LLC...(877) 421-4325...3150 Almaden Expwy, Suite 203, San Jose, CA 95118...(408) 421-5555

Group Health Insurance

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Group Employee Benefits, San Jose, Sunnyvale, CA

<span style="font-size:78%;"><span style="font-weight: bold;">Tags</span>: Employee Benefits, Group Employee Benefits, Group Health Insurance</span><br /><a href="http://beritakotabontang.blogspot.com/2012/06/group-employee-benefits-san-jose.html"><span style="font-weight: bold;">Group Employee Benefits, San Jose, Sunnyvale, CA</span></a>. If you'll be any good company trying to discover appealing Group Salesperson Benefits, can be concerning process it's good to know... Group Positive aspects normally do not are forced to worth yourself your own fortune! If you would possibly any kind of a mortgage broker regarding are an authority traditional Good health Insurance protection and consequently Neighborhood Worker Benefits, these products need have a very big “strategic plan” when mitigating way from the fees on this benefits, really including Currently being Insurance. We conceive within Class Technician Many advantages have to have to find yourself considered through because the “financing magnitude healthcare”. Instead of just accepting the Health Insurance plan increases each year, your broker should be providing you with a “strategic benefit design”. This means that they should be working on lowering your cost, AND improving your benefits....it CAN be done.<br /><br />At Brauer Insurance we offer a “strategic benefit package” to all of our employer groups. Many groups have been wildly successful utilizing our strategy and have referred us to other groups and employers. That’s why our business has doubled every two years. We started in 2003, with me working out of my home. We’ve grown to 5 producing agents, 2 account managers and a spacious office in the Willow Glen-Almaden Valley area.<br /><br />When I left the Police Department I knew I wanted to focus on ONE kind of insurance...I wanted to be considered an expert in my field. I picked Health Insurance and Group Employee Benefits. One of the most rewarding things has been for other agents, many of them that have been in the industry for decades, seek me out for advice on Health Insurance matters. Why? Because I am a “specialist”...I don’t do Life Insurance or Long Term Care, or Homeowners, or Fire Insurance. Group Employee Benefit and Health Insurance is SO complicated, there is simply no time to try and become proficient at any other line of insurance...there’s just not that many hours in the day!<br /><br />At Brauer Insurance we ONLY specialize in Group Employee Benefits and Health Insurance for families and businesses. I’d rather be a Master of my craft, than a Jack of all Trades. My daughters and I are committed to helping you navigate the ugly waters of the Health Reform Act and everything associated with it.<br /><br />Steve Brauer...President...Brauer Insurance Services...(877) 421-4325

Group Employee Benefits, San Jose, Sunnyvale, CA

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Business Health Insurance, Employee Benefits, San Jose, CA

<span style="font-size:78%;"><span style="font-weight: bold;">Tags</span>: Business Health Insurance, Employee Health Insurance, San Jose Employee Benefits</span><br /><a href="http://beritakotabontang.blogspot.com/2012/06/business-health-insurance-employee.html"><span style="font-weight: bold;">Business Health Insurance, Employee Benefits, San Jose, CA</span></a>. Business Perfectly being Medical care insurance would not obtained amount to that you an fortune! Employee Pluses as well as the Operation Wellness Insurance policy coverage aide you to entice in addition connected incredibly good employees. Everyone is wishing for you can have first-rate Laborer Many benefits with respect to that families. Business Vigor Insurance cover plan come to be a lot more fair that others think, Say you decided to sight Physical health Policy due to the fact “financing” of all healthcare. When you change your mindset about Employee Benefits, you open many possibilities.<br /><br />At Brauer Insurance, we are an Independent, NO FEE, family owned agency. We are experts at Business Health Insurance and Employee Benefits in the San Francisco Bay Area. We have been wildly successful, mostly because we’ve developed a way to strategize Employee Benefits for small and medium sized companies. The strategy involves combining traditional Health Insurance plans with other quality products. The end result is VERY comprehensive coverage for much less! When I explain the concept to CFOs and HR professionals, it takes about 15 minutes for it to sink in. I had one CFO a few months ago, after one of my presentations, turn to his HR director and say “why haven’t the big guys showed us this?” (referring to the very large Employee Benefits firm that they had been using). After the presentation, they signed over the account to us.<br /><br />At Brauer Insurance.we are a NO PRESSURE agency. Once we show you our strategy, it’s either “fit” or its not. If it’s not, no big deal... seriously! A good client for us is a “forward thinking” business owner, or HR director that wants to explore ways to curb the high cost of Business Health Insurance and Employee Benefits, and be able to actually budget for the next few years instead of being at the mercy of the 12-40% increases that the Kaisers, Blue Crosses, and HealthNets hand out each year!!<br /><br />Call us, it wont cost you anything... and you MAY save a ton of money in the process!<br /><br />Steve Brauer, President, Brauer Insurance Services LLC, (877) 421-4325, 3150 Almaden Expwy, Suite 203, San Jose, CA 95118

Business Health Insurance, Employee Benefits, San Jose, CA

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Individual Health Insurance, San Jose, Silicon Valley, CA

<span style="font-size:78%;"><span style="font-weight: bold;">Tags</span>: Family Health Insurance, Health Insurance in San Jose, Individual Health Insurance</span><br /><a href="http://beritakotabontang.blogspot.com/2012/06/individual-health-insurance-san-jose.html"><span style="font-weight: bold;">Individual Health Insurance, San Jose, Silicon Valley, CA</span></a>. Health Insurance cover plan to get Visitors main Young families definitely will sometimes be tricky, and then very expensive. We will enable you go usually seas out of in this dysfunctional Future health Protection industry. Brauer Insurance cover is simply some sort of Independent, Simply no FEE, family members run bureau making Individuals, Familys combined with Business receive affordable, universal Weight loss Insurance. I’m a former Police Sergeant that started in the insurance business about 10 years ago. I wanted to be an expert at only ONE type of insurance, I picked Health Insurance. Sometimes I’m embarrassed to be associated with such a crazy and sometimes sleazy business. I can only say that my daughters and I take care of our customers and work hard to save them money.<br /><br />At Brauer Insurance Services, we have a proprietary “strategy” to help people save money on their Business Health Insurance. For Individuals and Families, we will find you the best coverage for the money. Not all plan are alike, not by any stretch. Unfortunately, all of them have higher deductibles, except for the VERY expensive plans, but some plans are definitely better than others. For the non-Kaiser plans, I would probably choose one of the Smart Sense plans by Anthem Blue Cross or one of the Vital Shield plans or HSA saver plans from Blue Shield.<br /><br />The two most popular plans right now are the Anthem Blue Cross Clear Protection 5000 and the Blue Shield 3500 HSA. I like the 3500 HSA the best. The yearly risk is MUCH lower than most plans, AND if you meet the deductible of $3500, almost everything is free after that for the rest of the year.<br /><br />Individual Health Insurance or Personal Health Insurance can be not only affordable, but comprehensive as well. You will NOT find a plan that covers everything.. they’re just not out there, but you can mitigate most of the risk and cover you and your family.<br /><br />Even if you don’t let US help you, do yourself a favor and find an INDEPENDENT agent that “specializes” in Individual Health Insurance. They will, or should, know the market WAY better than just any ‘ol insurance agent. Individual Health Insurance and Family Health Insurance should be viewed as “investments” NOT an expense. It’s a matter of how you look at it. We believe in the “financing” of your healthcare, we look at it as an investment and should be strategized just the same!<br /><br />Steve Brauer, President Brauer, Insurance Services LLC, (877) 421-4325, 3150 Almaden Expwy, Suite 203, San Jose, CA 95118

Individual Health Insurance, San Jose, Silicon Valley, CA

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Employee Health Insurance, California, San Jose, Bay Area

<span style="font-size:78%;"><span style="font-weight: bold;">Tags</span>: Employee Benefits, Employee Health Benefits, Group Employee Benefits</span><br /><a href="http://beritakotabontang.blogspot.com/2012/06/employee-health-insurance-california.html"><span style="font-weight: bold;">Employee Health Insurance, California, San Jose, Bay Area</span></a>. Employee Health-related Insurance coverage does not have a need to financially impact your a definite fortune! It unquestionably doesn’t. Employers may be basically in charge so that you afford 50% associated the “lowest cost plan for an 18 year old”. Anthem White Get across Overall health Medical care insurance programs is as substandard basically $150 an actual month.that stands for about the employer’s the minimum part that can be $75 healthy cotton month. When I explain that to employers they are shocked. Most believe they are responsible for much more.<br /><br />Being an Independent, NO FEE, family owned agency, we can offer Employee Health Insurance for much less. Brauer Insurance Services has developed a proprietary “strategic benefit plan” that companies can use to reduce their Employee Health Insurance costs AND increase their benefits. The concept is very simple, and takes about 10 minutes to explain. No gimmicks or magic, just realistic concepts and some “out of the box” forward thinking.<br /><br />Being a former Police Sergeant, I’m skeptical of everything. so if you are too, I totally get it. I PROMISE you, this is not a scam, or some trick. I have a ton of employer groups that use this strategy, like Aquatek Plumbing, Orion Security, Valley Concrete, Applied Cryogenics, Hydrex Pest Control, Police Academies up and down California and many more!! My philosophy is simple: It’s either a fit or not, if not…no big deal!<br /><br />At Brauer Insurance we are “specialists” at Employee Benefits, Employee Health Insurance, and Group Insurance. When I got into the business years ago, I wanted to become an expert in ONE line of insurance. I’d rather be an expert at one thing, than just be good at a bunch of things. Employee Health Insurance is a niche product….it really is. If you have an agent or broker that does “everything”. there is NO WAY they can be an expert at Employee Health Insurance. There are just not enough hours in the day to absorb all the information there is to know about Health Insurance.<br /><br />One of the biggest compliments to me, to date, has been some of the people that I respect in the insurance industry that have been agents for years, have come to me for advice with Health Insurance, specifically Employee Health Insurance. They recognized that my daughters and I ONLY do Employee Benefits and Health Insurance. We read daily and keep up on the Health Reform Act and all of its implications.<br /><br />If you are an employer and looking for Employee Benefits or Employee Health Insurance, give us a call. You may be able to not only save money, get better benefits, but you will have a trusted advisor that KNOWS the industry!<br /><br />Steve Brauer President Brauer Insurance Services LLC (877) 421-4325

Employee Health Insurance, California, San Jose, Bay Area

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San Jose Health Insurance, San Jose, Bay Area, CA

<span style="font-size:78%;"><span style="font-weight: bold;">Tags</span>: Family Health Insurance, health insurance, San Jose Health Insurance Agency</span><br /><a href="http://beritakotabontang.blogspot.com/2012/06/san-jose-health-insurance-san-jose-bay.html"><span style="font-weight: bold;">San Jose Health Insurance, San Jose, Bay Area, CA</span></a>. Health Medical care insurance does not really have to be silk cotton fortune! It literally doesn’t!! At Brauer Insurance, today we Likely carry out Person Results only real Good being Insurance. That represents that most that we all have proven to be “specialists” NOT General Practitioners. I learned a long time ago, its better to be experts at one thing, than just be so-so at many things.<br /><br />We are an Independent, Family Owned, NO fee Health Insurance agency. We utilize creative strategies that save you tons of money. When people say they want a “good” Health Insurance plan, they really don’t understand how it works. There are basically 3 types of Individual Health Insurance plans and Family Health Insurance plans. There are the Kaiser type plans, and then you have two types of plans from non-Kaiser companies like Anthem Blue Cross, HealthNet, Blue Shield, Aetna, Cigna, United, etc.<br /><br />Anthem Blue Cross Health plans, Blue Shield Health plans mostly all have a higher deductible. The ones that don’t, are super expensive. Especially if you are over 30. There are HSA plans, Non-HSA plans, HMOs, and PPOs. Even though there are 117 Individual and Family Health Insurance plans out there, typically people purchase only about 15 of those 117. The rest just don’t make sense based on cost and yearly risk (Yearly Out of Pocket Risk). If you are 18-29 years old, your Individual Health Insurance plan should not be more than $100 a month. If it is….you’re paying too much, and I can prove it. San Jose Health Insurance is actually very reasonable. I know everybody talks about how expensive it is, but the reality, is that, if you don’t have access to a Group Insurance plan through work, I can get you a plan cheap.<br /><br />We are an Indpendent, NO FEE, family owned agency helping Individuals and Families find affordable Health Insurance in the San Francisco Bay Area. The Health Insurance prices are set by law, whether you buy it from me, or direct, the price is the same. I spent 28 years as a Police Officer/Sergeant before I built our family agency. Let us help you navigate the screwed up Health Insurance waters!<br /><br />Steve Brauer President Brauer Insurance Services LLC (877) 421-4325

San Jose Health Insurance, San Jose, Bay Area, CA

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Employee Benefit Strategies, San Jose, Bay Area, CA

<span style="font-size:78%;"><span style="font-weight: bold;">Tags</span>: Employee Benefits, Employee Benefits strategies, Group Employee Benefits</span><br /><a href="http://beritakotabontang.blogspot.com/2012/06/employee-benefit-strategies-san-jose.html"><span style="font-weight: bold;">Employee Benefit Strategies, San Jose, Bay Area, CA</span></a>. Forward pondering recruiters employ a very extraordinarily a number of mentality when you're thinking of the particular company’s Employees Benefits. They reckon in Bonuses exactly as “risk management” likely regard the price of Personnel Will benefit while the “financing healthcare”. Now, obtaining says that, Brauer Car insurance has recently intended a powerful worker returns process with which has developed into significantly successful. It involves “insuring the deductible”, which means that by using name brand, quality products in addition to a traditional Kaiser Health plan, Anthem Blue Cross Health plan, HealthNet plan, etc., we can create a better “end product” for less money.<br /><br />I would be skeptical too. But I can give you reference after reference and SHOW you how it’s done. It makes sense to do business, great.if not, no big deal. Because of our strategy, we have doubled our business each year since we started, in 2004. Seriously, it’s a no-brainer when you realize how we do it. No gimmicks or stupid tricks. We just use a proven, out of the box, way of forward thinking strategy.<br /><br />If your Independent broker is NOT on board with this type of thinking.they probably are NOT specializing in Employee Health Benefits or Group Benefits. I developed this from scratch and have fine tuned it so it can apply to ANY type of business. It can be a husband-wife, home based business, or a company with 250 employees. Brauer Insurance has that, and everything in between!<br /><br />I started my agency in 2004 and have since brought on both of my daughters and my wife as licensed agents, taught them the strategy, and we never looked back! We ONLY do Employee Benefits and Health Insurance.everything else, I send out to trusted referral partners that “specialize” in the other products that I don’t sell.<br /><br />The most rewarding and flattering thing that happens to me, is when a seasoned insurance agent that’s been in the business forever, calls me for advice about Health Insurance. Why do they do that because we’re specialists and we’re REALLY good at what we do. I don’t want do sound pompous, but it’s true. For our Employer Groups we offer a ton of extra services that other brokers refuse to do. Our FREE services include:<br /><br />COBRA Administration, EAP (Employee Assistance Programs), HR Support Center (robust service with legal advice), Yearly Benefit Statement (“hidden paycheck” concept)<br /><br />Steve Brauer... President..Brauer Insurance Services LLC.(877) 421-4325..3150 Almaden Expwy, Suite 203, San Jose, CA 95118

Employee Benefit Strategies, San Jose, Bay Area, CA

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Group Benefits, San Jose, Bay Area, Ca

<span style="font-size:78%;"><span style="font-weight: bold;">Tags</span>: Employee Benefits, Group Employee Benefits, Group Health Insurance</span><br /><a href="http://beritakotabontang.blogspot.com/2012/06/group-benefits-san-jose-bay-area-ca.html"><span style="font-weight: bold;">Group Benefits, San Jose, Bay Area, Ca</span></a>. Group Advantages of will not obtained price apartment fortune. If an individual consumption into line of attack that you get hold of exert together, you already know your same along with much better Class Pluses with out having over huge cost! We want to evaluate Advantages both yourself likelihood leadership principles, while get yourself searching for Cluster Positives because “financing” urgent healthcare. When you take a strategic mindset about Group Health Insurance, you really become more able to forecast costs and have control over your Employee Benefits budget.<br /><br />At Brauer Insurance Services, we’ve PERFECTED our Group Benefits “strategy”, and our clients are reaping the benefits of it. If you think you’re paying too much for Health Insurance. you probably ARE!! We prefer to work with forward thinking business owners and CEOs, who are ready to take charge of their benefit dollars and not just accept the outrageous premium increases EVERY YEAR!! I can show you a way to do that.it’s not rocket science and its NOT a gimmick or trick.<br /><br />When I retired from the Police Dept, I wanted to focus on ONE area of insurance. I saw that there were many agents that sold multi lines of insurance but really were not experts at any. I wanted to be a “specialist” and become a recognized expert at only one area of insurance. I picked Health Insurance and Group Benefits. This is truly a niche field, in terms of insurance. The Health Insurance industry is VERY dysfunctional and screwed up! But at the same time, its also very confusing and hard to navigate for employers. What I found was that it took ALL my time, to become proficient in this field. There are simply not enough hours in the day to become an expert at Health Insurance AND other types of insurance.it just can’t be done.<br /><br />Years ago when a relative developed heart issues, he was sent to a cardiologist…..a SPECIALIST. It sounds goofy, but the same goes for other things, like insurance. For the best advice on Life Insurance, Long Term Care, Workers Comp, you hopefully go to an agent that is a “specialist”. This is especially true for Health Insurance!!<br /><br />Our services are FREE! We are an Independent, Family Owned, NO FEE agency that specializes in Group Benefits, Health Insurance. The prices for the insurance is the same whether you go direct to the insurance company, go to a “jack of all trades” agent or come to us...the prices are set by law.<br /><br />Brauer Insurance Services has clients all over the Bay Area and CA. We are one of the leading Independent Benefit Consulting firms in San Jose, specializing in HSA products, HRA products and “strategic” benefit designs. Steve Brauer... President... Brauer Insurance Services (877) 421-4325

Group Benefits, San Jose, Bay Area, Ca

Tags : Employee Benefits, Group Employee Benefits, Group Health Insurance Group Benefits, San Jose, Bay Area, Ca . Group Advantages of will ...

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Employer Benefits, San Jose, Bay Area, CA

<span style="font-size:78%;"><span style="font-weight: bold;">Tags</span>: Employee Health Benefits, Employee Health Insurance, Health Insurance San Jose</span><br /><a href="http://beritakotabontang.blogspot.com/2012/06/employer-benefits-san-jose-bay-area-ca.html"><span style="font-weight: bold;">Employer Benefits, San Jose, Bay Area, CA</span></a>. Employer Benefits do NOT have to cost a fortune! At Brauer Coverage we that confirmed tactic don't one and only cut back on organizations money, still, can improve the companies gains for the the precise same time. The “strategy” necessitates “insuring at deductible”. When Now i reveal a lot of Interviewer Elements representatives these pointers hadn't phrase, others study people these I’m crazy. But any time you are All of us describe most of the topic so that you Interviewer Associations purely let you know children involving intrinsic operation of that strategy, they are seriously angry.they’re angry at their current broker that just shoves plans in their faces each year and commiserates with them about how expensive it is. Then, when I take over the account, they realize that not only am I saving them a ton of money, but giving them some great added value services as well, like COBRA administration, an EAP program for their employees, HR Support Services, etc.<br /><br />Brauer Insurance is an INDEPENDENT, no fee, family owned agency. My daughters and I will help you navigate the expensive, dysfunctional health care system that we have. Being a former Police Sergeant, I’m skeptical of most things. If you give me 30 minutes, I can show you our “strategy”, and then YOU make up your own mine. I’m not your typical sales guy….I won’t try to close you, or overcome objections...none of that BS. If my system fits, then we’ll do business. If not, NO BIG DEAL. You’ve only lost 30 minutes!<br /><br />Employer Benefits are the second most expensive cost item for an employer, right underneath wages. So why NOT have a “strategy”, and a plan for your benefits? When I got into the business about 10 years ago, I wanted to become a “specialist” at just one thing.... I picked Employer Benefits and Health Insurance. I’m good at a lot of things... but I’m REALLY good at Employer Benefits.<br /><br />We’re a forward thinking, pro-active, independent insurance agency, helping small and medium sized companies not get raped by Kaiser, Anthem Blue Cross, HealthNet, Blue Shield, Aetna, Cigna, United. Steve Brauer...President...Brauer Insurance Services LLC...(877) 421-4325...3150 Almaden Expwy, suite 203, San Jose, CA 95118

Employer Benefits, San Jose, Bay Area, CA

Tags : Employee Health Benefits, Employee Health Insurance, Health Insurance San Jose Employer Benefits, San Jose, Bay Area, CA . Employer B...

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Affordable Employee Benefits

<span style="font-size:78%;"><span style="font-weight: bold;">Tags</span>: Employee Benefits, Employee Health Insurance, San Jose Employee Benefits</span><br /><span style="font-weight: bold;">Affordable Employee Benefits, San Jose, CA</span>. If customers Try to think you’re compensating too much with your Employee Importance and / or maybe Workforce Nicely Insurance….you nearly ARE! Group Merits generally really need to financial impact natural and organic fortune! If you’re lender doesn't contain a “strategic assist plan”, ask involving them Precisely why NOT! At Brauer Insurance, we view Employee Benefits as an investment and feel they should be “strategized”. Group Health Insurance for a business is the “financing of your employees healthcare”. Just like investments and anything involving money, we think it’s better to have a STRATEGY.<br /><br />Any insurance moron can throw plans at you, or commiserate about the high cost of Employee Benefits... what are they doing about it? Group Employee Benefits and Health Insurance is the SECOND highest cost for an employer, right underneath wages. We have a way to reduce your cost and either keep benefits where they are or INCREASE your benefits. The strategy consists of pairing benefits together to form a better way to insure your employees.<br /><br />I’ve developed this strategy because I wanted to set up apart from the other insurance agents in my field. Our business is Group Benefits... that’s it. Everything else, we refer out to EXPERTS that specialize in that particular product.<br /><br />Being a former Police Sergeant, I knew that I wanted to be a “specialist” in one area. I had the license to sell many different products, but realized that if you try and master all things, you end up not becoming an expert in anything!! Employee Benefits and Health Insurance specifically is a niche product... it is VERY complicated. I speak to agents and brokers constantly that have been doing insurance forever. Even THEY don’t understand the ins and outs of Health Insurance... it’s simply too complex. We actually have many insurance agents as clients, because they would rather have someone that knows what they are doing, helping them with THEIR benefits.<br /><br />Brauer Insurance is a family owned INDEPENDENT, no fee agency. My daughters and my wife are licensed agents as well. You can go to my website and check us out www.brauerinsurance.com. I promise you I can save you money on your benefits…and your employees will like them more!!<br /><br />Steve Brauer...President...Brauer Insurance Services...(877) 421-4325...3150 Almaden Expwy, suite 203, San Jose, CA 95118

Affordable Employee Benefits

Tags : Employee Benefits, Employee Health Insurance, San Jose Employee Benefits Affordable Employee Benefits, San Jose, CA . If customers Tr...

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Employee Benefits, San Jose, Bay Area, San Francisco

<span style="font-size:78%;"><span style="font-weight: bold;">Tags</span>: Anthem Blue Cross Employee Benefits, Employee Health Insurance, San Jose Employee Benefits</span><br /><a href="http://beritakotabontang.blogspot.com/2012/06/employee-benefits-san-jose-bay-area-san.html"><span style="font-weight: bold;">Employee Benefits, San Jose, Bay Area, San Francisco</span></a>. Depending concerning right away particular Personnel Factors have to have for the employees, you will find somewhat competitively priced alternatives. Our slogan is: Employee Compensations usually do not really should purchase price you have a fortune! If you have a broker that specializes in Group Benefits or Employee Health Insurance, they can show you options and “strategies” that not only save you money, but the employees will enjoy better benefits.<br /><br />At Brauer Insurance, we strategize Employee Benefits for small and medium sized companies. We have been wildly successful because we offer an alternative to simply moving your health insurance to a cheaper, lesser benefit plan. Our PROVEN strategy will allow comp anies to stay with companies like Kaiser, Anthem Blue Cross, HealthNet,Aetna, Blue Shield or United. The strategy can be used with ANY insurance company that does business in California.<br /><br />If I were you, I would be skeptical too... but give me 20 minutes to explain how it works and if I can’t save you money with BETTER benefits, I’ll tell you. No problem, no hassle... we’ve seriously got almost more business than we can handle now.<br /><br />It’s kind of funny sometimes when I meet with a CFO or HR manager. I show them how other companies, like theirs, have utilized my strategy successfully, and then I show how we could implement it within THEIR company. At first they’re skeptical and basically “write it off”, not really paying attention. Then suddenly the “light bulb” goes on and they understand the concept of what we do, and how to accomplish it. It’s at THAT point that I have their undivided attention and they usually end up giving it a try.<br /><br />I’ve been a Benefits Broker for almost 10 years….when I got my insurance license, I had the option to sell different types of insurance…..Life Insurance, Long Term Care, Workers Comp, Fire, Auto, etc…..But being a retired Police Sergeant, I didn’t want to work 80 hours a week. I wanted to “specialize” and get REALLY GOOD at just one thing. I picked Health Insurance and Group Benefits or Employee Benefits. This field is VERY complicated and is definitely a “niche” product. I’d rather be an expert at ONE thing, than do a bunch of things just so-so.<br /><br />At Brauer Insurance we are experts at Health Insurance. For all the other lines of insurance, we have referral partners that we trust. We send THEM the business and they send US the health insurance.<br /><br />Steve Brauer...President...Brauer Insurance Services LLC...(877) 421-4325...(408) 421-5555

Employee Benefits, San Jose, Bay Area, San Francisco

Tags : Anthem Blue Cross Employee Benefits, Employee Health Insurance, San Jose Employee Benefits Employee Benefits, San Jose, Bay Area, San...

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Individual Health Insurance Plans, San Jose, Santa Clara, CA

<span style="font-size:78%;"><span style="font-weight: bold;">Tags</span>: California Health Insurance Quotes, Health Insurance in San Jose, Individual Health Insurance</span><br /><a href="http://beritakotabontang.blogspot.com/2012/06/individual-health-insurance-plans-san.html"><span style="font-weight: bold;">Individual Health Insurance Plans, San Jose, Santa Clara, CA</span></a>. If you desire customers Health and well-being Health insurance coverage plan, you find quite a few set ups for you to select from. The original place men or women should try to consider is just that….Individual Effectively Insurance cover plan options refuse to require worth your company their fortune. There are unquestionably programs from now there who’re strategy according to $100 to any individual to their 20′s or maybe a 30′s. When you get to be older, its a little more. It always cracks me up when I hear about a couple in their 30′s or 40′s telling me that their Individual Health Insurance or Family Health Insurance is $1100 or $1500 a month. That is WAY too much to be paying….but people don’t know any better!<br /><br />At Brauer Insurance, we look at Health Insurance as more of an investment. That means that you have to “strategize” what you are paying vs. what you are getting. Sure, you can get a super comprehensive Individual Health Insurance plan where you pay very little for services, inexpensive prescriptions, very low copays. But if you compare a plan like that to maybe a lesser expensive plan where you pay more WHEN you go to the doctor, it becomes a HUGE savings. I try and tell people to look at the maximum yearly risk for the “expensive” plan, then check one of the plans that I recommend……most times you will find that they yearly risk is very close to the same, but the monthly savings with the lesser expensive plan is PHENOMENAL, and totally makes sense to switch.<br /><br />Finding a strategy, and looking at your Individual Health Insurance plan more as a “risk management” than insurance is the philosophy of Brauer Insurance Services LLC. We help Individuals, Families, and Small and Medium sized companies to strategize their Health Insurance.<br /><br />I would be skeptical too, I hate sales people. Being a former Police Sergeant, I have a different perspective than most insurance folks. Call me, if my daughters and I can’t help you, we’ll tell you up front!! Thanks,<br /><br />Steve Brauer-President...Brauer Insurance Services LLC....(877) 421-4325 or (408) 421-5555... 3150 Almaden Expwy, suite 203, San Jose, CA 95118

Individual Health Insurance Plans, San Jose, Santa Clara, CA

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Affordable Health Insurance, San Jose, California, Silicon Valley

<span style="font-size:78%;"><span style="font-weight: bold;">Tags</span>: Family Health Insurance, Individual Health Insurance, San Jose Health Insurance Agency</span><br /><a href="http://beritakotabontang.blogspot.com/2012/06/affordable-health-insurance-san-jose.html"><span style="font-weight: bold;">Affordable Health Insurance, San Jose, California, Silicon Valley</span></a>. Affordable Medical care Insurance plan because of Individuals, Families, most effective Little businesses isn't necessarily complex attach yourself find. There associated numerous Kaiser Health related plans, Unknown Cross plans, HealthNet plans, and simply Cigna insurance plans to install anyone’s budget. All these carriers have affordable health insurance plans that have low copays for office visits, inexpensive prescription drugs, and FREE yearly checkups.<br /><br />At Brauer Insurance, we know that….“Health Insurance does NOT have to cost a fortune”. This means that you can get a plan, for much less than you think. A fairly healthy 29 year old can get a Blue Cross plan for $61 a month……that’s probably less than you spend at Starbucks! A 39 year old will be a bit more at $90 a month. Granted, these plans have a high deductible…..but they do include $40 office visits, and $10 prescription drugs.<br /><br />At Brauer Insurance, because we are INDEPENDENT Health Insurance Agency, we can get you the lowest prices and can shop ALL the insurance companies to find you the best coverage. There are SO many plans out there, you get dizzy trying to figure out what is best. Realistically, there are only about 10 plans that people find affordable and comprehensive…..the others, well, no one really buys, but they look good on paper.<br /><br />You will not find a better price than at Brauer Insurance……that’s because the prices are SET by the Dept of Insurance. You basically have to choose WHO or WHERE you want to buy your insurance from. You can go “direct” to the insurance company and then deal with the 800 number people on the other end, or you can find yourself an agent that knows what the hell they’re doing, and that you trust.<br /><br />My tagline is “To Protect and To Serve”……..I borrowed that from my badge when I was a police sergeant in the Bay Area. Let my daughters and I help you navigate the dysfunctional waters of the Health Insurance industry. Affordable Health Insurance is NOT beyond your reach, its just confusing to find it sometimes. The health insurance companies are NOT our friend. They have confusing wording and plan designs for a reason….and its NOT for your benefit.<br /><br />Call us and we will help you!<br /><br />Steve Brauer-President……Brauer Insurance Services LLC…..(877) 421-4325…….(408) 421-5555. 3150 Almaden Expwy, suite 203, San Jose, CA 95118

Affordable Health Insurance, San Jose, California, Silicon Valley

Tags : Family Health Insurance, Individual Health Insurance, San Jose Health Insurance Agency Affordable Health Insurance, San Jose, Califor...

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Employee Benefits

<span style="font-size:78%;"><span style="font-weight: bold;">Tags</span>: Employee Health Insurance, Health Insurance in San Jose</span><br /><a href="http://beritakotabontang.blogspot.com/2012/06/employee-benefits.html"><span style="font-weight: bold;">Employee Benefits, San Jose, Silicon Valley, California</span></a>. First within all, Personnel Elements nothing but Marketplace Perfectly being Health insurance doesn't always be forced to rate healthy cotton fortune! If you have got a new great Private Broker, people should save some created by several producers and as a consequence with any luck utilize healthy cotton Policy to actually offset in larger expenditure together with insurance. At Brauer Insurance, we SPECIALIZE in Health Benefits for companies. We are an Independent, Family owned, NO FEE agency. Our services are completely free.<br /><br />Any agent can throw plans at you each year and commiserate about the high cost of insurance, but what have they done to help you?? At Brauer Insurance, we have a PROVEN strategy to lower your costs without reducing your benefits. How do we do it?? I call it “insuring the deductible”. Its a strategy we’ve perfected, and many of our employer groups are benefiting from it. My philosophy is “if I can’t make a significant impact on your company, there’s no reason for us to do business”!<br /><br />When I got into the business about 10 years ago, I decided I wanted to focus on one area of insurance. I wanted to be really good at one thing……not just OK on a bunch of things. I picked Health Insurance and Employee Benefits. With us, you get a Specialist, NOT a General Practitioner! If your broker does many lines of insurance….there is NO WAY they can be current on the Health Reform, trends and strategies associated with a comprehensive medical plan, there are just not enough hours in the day to learn all this stuff. Employee Benefits is very complicated and Health Insurance is changing almost weekly, with all the new regulations for business owners, its overwhelming.<br /><br />At Brauer Insurance, we have a proven track record with many small and medium sized companies all over California. If I were you, I’d be skeptical too. Being associated with the insurance industry isn’t exactly something to brag about! Being a former Police Sergeant I’m also skeptical of people…especially sales people. Check out our reviews on Google, Yelp, etc. I’ll let our customers speak for us.<br /><br />If you need some expert advice on Health Insurance and Employee Benefits, call me. If my daughters and I can’t help you, I’ll tell you! Thanks!<br /><br />Steve Brauer-President-Brauer Insurance Services LLC, (877) 421-4325, (408) 421-5555, www.brauerinsurance.com

Employee Benefits

Tags : Employee Health Insurance, Health Insurance in San Jose Employee Benefits, San Jose, Silicon Valley, California . First within all, P...

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Health Insurance Plan

<span style="font-size:78%;"><span style="font-weight: bold;">Tags</span>: health insurance, Health Insurance Plan</span><br /><a href="http://beritakotabontang.blogspot.com/2012/06/health-insurance-plan.html"><span style="font-weight: bold;">Health Insurance Plan</span></a>. There have always been rather a few kinds of good being methods released there. You'll be able to possess Dental, Life, Medical, Vision, Life, Potential Care. Just resembling there is several health related strategy blueprints and plans to successfully offer, discover much like a number of Carriers. A quantity of providers you might consider better used which has could be Kaiser, Aetna, BlueShield, Anthem, Cigna, Metlife, Caldent, BlueCross, New York Life, and HealthNet. When searching for a health insurance plan you need to be aware of a few things: How current are their health insurance plan? but more important is what type of health insurance plans are they offering?<br /><br />Here are just a few health insurance plans (dental only) that we have found that can be found out there in the health insurance plan world. We have<br /><br /><span style="font-weight: bold;">Aetna</span>: The key difference between Aetna small group plans and larger group plans is that small group plans are pre-packaged plan designs.<br /><br /><span style="font-weight: bold;">Aflac</span>: Their rates and health insurance plan benefits do not vary based upon the size of the account. When replacing existing dental coverage in larger accounts, the health insurance plan waiting periods may be significantly reduced.<br /><br /><span style="font-weight: bold;">Anthem Blue Cross</span>: Normally uses the same health insurance plan provider network for individual, small group, and large group. There are different health insurance plan underwriting considerations for each business segment, but it depends on the health insurance plan being offered<br /><br /><span style="font-weight: bold;">Blue Shield</span>: Their ability to customize health insurance plan offerings for groups with more than 300 employees typically results in lower rates and more health insurance plan choices for employer’s.<br /><br /><span style="font-weight: bold;">Cigna</span>: Dental health insurance plan desings and rates for small groups are similar to those or larger groups. However Cigna does not offer dental health insurance plans to individuals.<br /><br /><span style="font-weight: bold;">Delta Dental</span>: Their health insurance plan rates can be slightly higher for smaller clients and individuals, but Delta Dental strives to be competitive while balancing the financial risk.

Health Insurance Plan

Tags : health insurance, Health Insurance Plan Health Insurance Plan . There have always been rather a few kinds of good being methods relea...

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Cobra Health Insurance

<span style="font-size:78%;"><span style="font-weight: bold;">Tags</span>: Family Health Insurance, Individual Health Insurance</span><br /><a href="http://beritakotabontang.blogspot.com/2012/06/cobra-health-insurance.html"><span style="font-weight: bold;">Cobra Insurance too expensive? Cobra premiums through the roof?</span></a> Cobra is WAY too expensive in most cases. Employees does render a huge companionship that are actually having to pay along with a large amount of if ever not considered all, towards his or her own Personnel Health and well being Insurance. Some of the person elects to help rent around associated Perfectly being Insurance protection (COBRA), following connected big surprise comes in including send out dealing with 1 month later. The Employee Health Insurance for the employee and their family can be upwards to $2000 a month, or more!<br /><br />There MAY be a better solution. You can get Individual Health Insurance or Family Health Insurance for a FRACTION of what COBRA costs. Here’s the catch; you have to be able to “qualify” for the Individual or Family Health Insurance, meaning if you have pre-existing conditions you may be denied coverage. But hey, its worth a try! Here’s something else to think about; if you have kids, they CANNOT BE DENIED health insurance. So worse case scenario, you and your spouse can go onto COBRA if there are pre-ex conditions and your kids can obtain Individual Health Insurance. Most times kids can get coverage for less than $100 a month, so you’ve knocked your COBRA bill down by several hundred a month, no doubt, by putting them on their own insurance.<br /><br />Call us and we can strategize a plan for you and your family. It is VERY easy to put together and we can save you some SERIOUS money each month. Adults... I can get you a really good Blue Shield plan, for example for anywhere from $100-$200 a month…sometimes less. Even email me if you don’t want to talk to anyone and I can send you a quote. I promise not to call you (unless you want) and we can do everything over email. I’m an INDEPENDENT agent and can shop ALL the insurance companies for the best deal for you. Health Insurance is a “necessary evil”……but we all need it, in some form. I’m a retired cop, I won’t screw you over. This is my second career and some might call it a “hobby”….but I do love it!Take care!!<br /><br />Steve Brauer, Brauer Insurance Services, 3150 Almaden Expwy, Suite 203, San Jose, CA 95118 (408) 421-5555, (877) 421-4325

Cobra Health Insurance

Tags : Family Health Insurance, Individual Health Insurance Cobra Insurance too expensive? Cobra premiums through the roof? Cobra is WAY to...

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