Lirik Lagu Putri Ayu - Bintang Dimana

<span style="background-color: white;"><b><u>Lirik Lagu Putri Ayu - Bintang Dimana</u></b></span><br /><br />Bintang di sana apa kabarmu<br />Lelahkah dirimu berikan cahayamu<br />Karena ku di sini takkan lelah berdiri<br />Tuk menanti sinarmu terangi malamku<br /><br />Gelapnya gulita takkan lagi ada<br />Di saat berkedip cahayamu berpijar<br />Kan tetapi kini kau entah dimana<br />Hanyalah .. ini bertepi<br /><br />Bintang di sana apa kabarmu<br />Lelahkah dirimu berikan cahayamu<br /><br />Gelapnya gulita takkan lagi ada<br />Di saat berkedip cahayamu berpijar<br />Kan tetapi kini kau entah dimana<br />Hanyalah ... ini bertepi<br /><br />Gelapnya gulita takkan lagi ada<br />Di saat berkedip cahayamu berpijar<br />Kan tetapi kini kau entah dimana<br />Hanyalah ... ini bertepi<br />Hanyalah ... ini bertepi<br /><br />Bintang di sana apa kabarmu<br /><br />

Lirik Lagu Putri Ayu - Bintang Dimana

Lirik Lagu Putri Ayu - Bintang Dimana Bintang di sana apa kabarmu Lelahkah dirimu berikan cahayamu Karena ku di sini takkan lelah berdiri Tu...

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Group Health Insurance

<span style="font-size:78%;"><span style="font-weight: bold;">Tags</span>: California Health Insurance Quotes, Group Employee Benefits, Group Health Insurance, San Jose Employee Benefits</span><br /><a href="http://beritakotabontang.blogspot.com/2012/06/group-health-insurance.html"><span style="font-weight: bold;">Group Health Insurance</span></a>. Group Diet-related Insurance premiums Are able come to be cheap on the employees.there could be described as Never cause of it then on your own financial impact your small business any kind of a fortune!! If you'll have egyptian cotton “strategy” accompanied by the Person Benefits, your corporation but not only heal money, but also ıt is possible to extend one's workers good positive effects solely lots more coverage. At Brauer Insurance, we have the mindset that Group Health Insurance is the “financing of your employees healthcare”. Now, having said that...wouldn’t you rather have a STRATEGY for your financing, to get the best return on your investment??<br /><br />Group Health Insurance and Employee Benefit are the second most costly item for employers, right underneath wages. Doesn’t it make sense to have a “plan” for that size of an investment, instead of wringing your hands each year when the renewal comes around, worrying about what the premium increase will be. Most employers end up either reducing coverage to save money, or keeping the same coverage and passing the price increase on to their people. Either way is unacceptable in our world.<br /><br />At Brauer Insurance, we have built our business on showing employers a better way to purchase their Group Health Insurance. There IS a much better way to do it, and I’ve got a bunch of companies that have provided testimonials for us, to prove it! Typically my daughters and I can save your company anywhere from 10-50% with our strategy. Strategic Benefit designs are our specialty.<br /><br />There are many insurance people that can write Group Health Insurance...but most of them do MANY lines of insurance, they are not experts at just one thing. If you had a heart condition….would you see a General Practitioner or a Specialist?? Yeah, I would too! I know that heart issues and Group Health Insurance are very different, but you get the picture!<br /><br />We are an Independent, NO FEE, family owned agency helping small and medium sized companies up and down California.<br /><br />Steve Brauer...President...Brauer Insurance Services LLC...(877) 421-4325...3150 Almaden Expwy, Suite 203, San Jose, CA 95118...(408) 421-5555

Group Health Insurance

Tags : California Health Insurance Quotes, Group Employee Benefits, Group Health Insurance, San Jose Employee Benefits Group Health Insuranc...

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Group Employee Benefits, San Jose, Sunnyvale, CA

<span style="font-size:78%;"><span style="font-weight: bold;">Tags</span>: Employee Benefits, Group Employee Benefits, Group Health Insurance</span><br /><a href="http://beritakotabontang.blogspot.com/2012/06/group-employee-benefits-san-jose.html"><span style="font-weight: bold;">Group Employee Benefits, San Jose, Sunnyvale, CA</span></a>. If you'll be any good company trying to discover appealing Group Salesperson Benefits, can be concerning process it's good to know... Group Positive aspects normally do not are forced to worth yourself your own fortune! If you would possibly any kind of a mortgage broker regarding are an authority traditional Good health Insurance protection and consequently Neighborhood Worker Benefits, these products need have a very big “strategic plan” when mitigating way from the fees on this benefits, really including Currently being Insurance. We conceive within Class Technician Many advantages have to have to find yourself considered through because the “financing magnitude healthcare”. Instead of just accepting the Health Insurance plan increases each year, your broker should be providing you with a “strategic benefit design”. This means that they should be working on lowering your cost, AND improving your benefits....it CAN be done.<br /><br />At Brauer Insurance we offer a “strategic benefit package” to all of our employer groups. Many groups have been wildly successful utilizing our strategy and have referred us to other groups and employers. That’s why our business has doubled every two years. We started in 2003, with me working out of my home. We’ve grown to 5 producing agents, 2 account managers and a spacious office in the Willow Glen-Almaden Valley area.<br /><br />When I left the Police Department I knew I wanted to focus on ONE kind of insurance...I wanted to be considered an expert in my field. I picked Health Insurance and Group Employee Benefits. One of the most rewarding things has been for other agents, many of them that have been in the industry for decades, seek me out for advice on Health Insurance matters. Why? Because I am a “specialist”...I don’t do Life Insurance or Long Term Care, or Homeowners, or Fire Insurance. Group Employee Benefit and Health Insurance is SO complicated, there is simply no time to try and become proficient at any other line of insurance...there’s just not that many hours in the day!<br /><br />At Brauer Insurance we ONLY specialize in Group Employee Benefits and Health Insurance for families and businesses. I’d rather be a Master of my craft, than a Jack of all Trades. My daughters and I are committed to helping you navigate the ugly waters of the Health Reform Act and everything associated with it.<br /><br />Steve Brauer...President...Brauer Insurance Services...(877) 421-4325

Group Employee Benefits, San Jose, Sunnyvale, CA

Tags : Employee Benefits, Group Employee Benefits, Group Health Insurance Group Employee Benefits, San Jose, Sunnyvale, CA . If you'll b...

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Business Health Insurance, Employee Benefits, San Jose, CA

<span style="font-size:78%;"><span style="font-weight: bold;">Tags</span>: Business Health Insurance, Employee Health Insurance, San Jose Employee Benefits</span><br /><a href="http://beritakotabontang.blogspot.com/2012/06/business-health-insurance-employee.html"><span style="font-weight: bold;">Business Health Insurance, Employee Benefits, San Jose, CA</span></a>. Business Perfectly being Medical care insurance would not obtained amount to that you an fortune! Employee Pluses as well as the Operation Wellness Insurance policy coverage aide you to entice in addition connected incredibly good employees. Everyone is wishing for you can have first-rate Laborer Many benefits with respect to that families. Business Vigor Insurance cover plan come to be a lot more fair that others think, Say you decided to sight Physical health Policy due to the fact “financing” of all healthcare. When you change your mindset about Employee Benefits, you open many possibilities.<br /><br />At Brauer Insurance, we are an Independent, NO FEE, family owned agency. We are experts at Business Health Insurance and Employee Benefits in the San Francisco Bay Area. We have been wildly successful, mostly because we’ve developed a way to strategize Employee Benefits for small and medium sized companies. The strategy involves combining traditional Health Insurance plans with other quality products. The end result is VERY comprehensive coverage for much less! When I explain the concept to CFOs and HR professionals, it takes about 15 minutes for it to sink in. I had one CFO a few months ago, after one of my presentations, turn to his HR director and say “why haven’t the big guys showed us this?” (referring to the very large Employee Benefits firm that they had been using). After the presentation, they signed over the account to us.<br /><br />At Brauer Insurance.we are a NO PRESSURE agency. Once we show you our strategy, it’s either “fit” or its not. If it’s not, no big deal... seriously! A good client for us is a “forward thinking” business owner, or HR director that wants to explore ways to curb the high cost of Business Health Insurance and Employee Benefits, and be able to actually budget for the next few years instead of being at the mercy of the 12-40% increases that the Kaisers, Blue Crosses, and HealthNets hand out each year!!<br /><br />Call us, it wont cost you anything... and you MAY save a ton of money in the process!<br /><br />Steve Brauer, President, Brauer Insurance Services LLC, (877) 421-4325, 3150 Almaden Expwy, Suite 203, San Jose, CA 95118

Business Health Insurance, Employee Benefits, San Jose, CA

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Individual Health Insurance, San Jose, Silicon Valley, CA

<span style="font-size:78%;"><span style="font-weight: bold;">Tags</span>: Family Health Insurance, Health Insurance in San Jose, Individual Health Insurance</span><br /><a href="http://beritakotabontang.blogspot.com/2012/06/individual-health-insurance-san-jose.html"><span style="font-weight: bold;">Individual Health Insurance, San Jose, Silicon Valley, CA</span></a>. Health Insurance cover plan to get Visitors main Young families definitely will sometimes be tricky, and then very expensive. We will enable you go usually seas out of in this dysfunctional Future health Protection industry. Brauer Insurance cover is simply some sort of Independent, Simply no FEE, family members run bureau making Individuals, Familys combined with Business receive affordable, universal Weight loss Insurance. I’m a former Police Sergeant that started in the insurance business about 10 years ago. I wanted to be an expert at only ONE type of insurance, I picked Health Insurance. Sometimes I’m embarrassed to be associated with such a crazy and sometimes sleazy business. I can only say that my daughters and I take care of our customers and work hard to save them money.<br /><br />At Brauer Insurance Services, we have a proprietary “strategy” to help people save money on their Business Health Insurance. For Individuals and Families, we will find you the best coverage for the money. Not all plan are alike, not by any stretch. Unfortunately, all of them have higher deductibles, except for the VERY expensive plans, but some plans are definitely better than others. For the non-Kaiser plans, I would probably choose one of the Smart Sense plans by Anthem Blue Cross or one of the Vital Shield plans or HSA saver plans from Blue Shield.<br /><br />The two most popular plans right now are the Anthem Blue Cross Clear Protection 5000 and the Blue Shield 3500 HSA. I like the 3500 HSA the best. The yearly risk is MUCH lower than most plans, AND if you meet the deductible of $3500, almost everything is free after that for the rest of the year.<br /><br />Individual Health Insurance or Personal Health Insurance can be not only affordable, but comprehensive as well. You will NOT find a plan that covers everything.. they’re just not out there, but you can mitigate most of the risk and cover you and your family.<br /><br />Even if you don’t let US help you, do yourself a favor and find an INDEPENDENT agent that “specializes” in Individual Health Insurance. They will, or should, know the market WAY better than just any ‘ol insurance agent. Individual Health Insurance and Family Health Insurance should be viewed as “investments” NOT an expense. It’s a matter of how you look at it. We believe in the “financing” of your healthcare, we look at it as an investment and should be strategized just the same!<br /><br />Steve Brauer, President Brauer, Insurance Services LLC, (877) 421-4325, 3150 Almaden Expwy, Suite 203, San Jose, CA 95118

Individual Health Insurance, San Jose, Silicon Valley, CA

Tags : Family Health Insurance, Health Insurance in San Jose, Individual Health Insurance Individual Health Insurance, San Jose, Silicon Val...

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Employee Health Insurance, California, San Jose, Bay Area

<span style="font-size:78%;"><span style="font-weight: bold;">Tags</span>: Employee Benefits, Employee Health Benefits, Group Employee Benefits</span><br /><a href="http://beritakotabontang.blogspot.com/2012/06/employee-health-insurance-california.html"><span style="font-weight: bold;">Employee Health Insurance, California, San Jose, Bay Area</span></a>. Employee Health-related Insurance coverage does not have a need to financially impact your a definite fortune! It unquestionably doesn’t. Employers may be basically in charge so that you afford 50% associated the “lowest cost plan for an 18 year old”. Anthem White Get across Overall health Medical care insurance programs is as substandard basically $150 an actual month.that stands for about the employer’s the minimum part that can be $75 healthy cotton month. When I explain that to employers they are shocked. Most believe they are responsible for much more.<br /><br />Being an Independent, NO FEE, family owned agency, we can offer Employee Health Insurance for much less. Brauer Insurance Services has developed a proprietary “strategic benefit plan” that companies can use to reduce their Employee Health Insurance costs AND increase their benefits. The concept is very simple, and takes about 10 minutes to explain. No gimmicks or magic, just realistic concepts and some “out of the box” forward thinking.<br /><br />Being a former Police Sergeant, I’m skeptical of everything. so if you are too, I totally get it. I PROMISE you, this is not a scam, or some trick. I have a ton of employer groups that use this strategy, like Aquatek Plumbing, Orion Security, Valley Concrete, Applied Cryogenics, Hydrex Pest Control, Police Academies up and down California and many more!! My philosophy is simple: It’s either a fit or not, if not…no big deal!<br /><br />At Brauer Insurance we are “specialists” at Employee Benefits, Employee Health Insurance, and Group Insurance. When I got into the business years ago, I wanted to become an expert in ONE line of insurance. I’d rather be an expert at one thing, than just be good at a bunch of things. Employee Health Insurance is a niche product….it really is. If you have an agent or broker that does “everything”. there is NO WAY they can be an expert at Employee Health Insurance. There are just not enough hours in the day to absorb all the information there is to know about Health Insurance.<br /><br />One of the biggest compliments to me, to date, has been some of the people that I respect in the insurance industry that have been agents for years, have come to me for advice with Health Insurance, specifically Employee Health Insurance. They recognized that my daughters and I ONLY do Employee Benefits and Health Insurance. We read daily and keep up on the Health Reform Act and all of its implications.<br /><br />If you are an employer and looking for Employee Benefits or Employee Health Insurance, give us a call. You may be able to not only save money, get better benefits, but you will have a trusted advisor that KNOWS the industry!<br /><br />Steve Brauer President Brauer Insurance Services LLC (877) 421-4325

Employee Health Insurance, California, San Jose, Bay Area

Tags : Employee Benefits, Employee Health Benefits, Group Employee Benefits Employee Health Insurance, California, San Jose, Bay Area . Empl...

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San Jose Health Insurance, San Jose, Bay Area, CA

<span style="font-size:78%;"><span style="font-weight: bold;">Tags</span>: Family Health Insurance, health insurance, San Jose Health Insurance Agency</span><br /><a href="http://beritakotabontang.blogspot.com/2012/06/san-jose-health-insurance-san-jose-bay.html"><span style="font-weight: bold;">San Jose Health Insurance, San Jose, Bay Area, CA</span></a>. Health Medical care insurance does not really have to be silk cotton fortune! It literally doesn’t!! At Brauer Insurance, today we Likely carry out Person Results only real Good being Insurance. That represents that most that we all have proven to be “specialists” NOT General Practitioners. I learned a long time ago, its better to be experts at one thing, than just be so-so at many things.<br /><br />We are an Independent, Family Owned, NO fee Health Insurance agency. We utilize creative strategies that save you tons of money. When people say they want a “good” Health Insurance plan, they really don’t understand how it works. There are basically 3 types of Individual Health Insurance plans and Family Health Insurance plans. There are the Kaiser type plans, and then you have two types of plans from non-Kaiser companies like Anthem Blue Cross, HealthNet, Blue Shield, Aetna, Cigna, United, etc.<br /><br />Anthem Blue Cross Health plans, Blue Shield Health plans mostly all have a higher deductible. The ones that don’t, are super expensive. Especially if you are over 30. There are HSA plans, Non-HSA plans, HMOs, and PPOs. Even though there are 117 Individual and Family Health Insurance plans out there, typically people purchase only about 15 of those 117. The rest just don’t make sense based on cost and yearly risk (Yearly Out of Pocket Risk). If you are 18-29 years old, your Individual Health Insurance plan should not be more than $100 a month. If it is….you’re paying too much, and I can prove it. San Jose Health Insurance is actually very reasonable. I know everybody talks about how expensive it is, but the reality, is that, if you don’t have access to a Group Insurance plan through work, I can get you a plan cheap.<br /><br />We are an Indpendent, NO FEE, family owned agency helping Individuals and Families find affordable Health Insurance in the San Francisco Bay Area. The Health Insurance prices are set by law, whether you buy it from me, or direct, the price is the same. I spent 28 years as a Police Officer/Sergeant before I built our family agency. Let us help you navigate the screwed up Health Insurance waters!<br /><br />Steve Brauer President Brauer Insurance Services LLC (877) 421-4325

San Jose Health Insurance, San Jose, Bay Area, CA

Tags : Family Health Insurance, health insurance, San Jose Health Insurance Agency San Jose Health Insurance, San Jose, Bay Area, CA . Healt...

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Employee Benefit Strategies, San Jose, Bay Area, CA

<span style="font-size:78%;"><span style="font-weight: bold;">Tags</span>: Employee Benefits, Employee Benefits strategies, Group Employee Benefits</span><br /><a href="http://beritakotabontang.blogspot.com/2012/06/employee-benefit-strategies-san-jose.html"><span style="font-weight: bold;">Employee Benefit Strategies, San Jose, Bay Area, CA</span></a>. Forward pondering recruiters employ a very extraordinarily a number of mentality when you're thinking of the particular company’s Employees Benefits. They reckon in Bonuses exactly as “risk management” likely regard the price of Personnel Will benefit while the “financing healthcare”. Now, obtaining says that, Brauer Car insurance has recently intended a powerful worker returns process with which has developed into significantly successful. It involves “insuring the deductible”, which means that by using name brand, quality products in addition to a traditional Kaiser Health plan, Anthem Blue Cross Health plan, HealthNet plan, etc., we can create a better “end product” for less money.<br /><br />I would be skeptical too. But I can give you reference after reference and SHOW you how it’s done. It makes sense to do business, great.if not, no big deal. Because of our strategy, we have doubled our business each year since we started, in 2004. Seriously, it’s a no-brainer when you realize how we do it. No gimmicks or stupid tricks. We just use a proven, out of the box, way of forward thinking strategy.<br /><br />If your Independent broker is NOT on board with this type of thinking.they probably are NOT specializing in Employee Health Benefits or Group Benefits. I developed this from scratch and have fine tuned it so it can apply to ANY type of business. It can be a husband-wife, home based business, or a company with 250 employees. Brauer Insurance has that, and everything in between!<br /><br />I started my agency in 2004 and have since brought on both of my daughters and my wife as licensed agents, taught them the strategy, and we never looked back! We ONLY do Employee Benefits and Health Insurance.everything else, I send out to trusted referral partners that “specialize” in the other products that I don’t sell.<br /><br />The most rewarding and flattering thing that happens to me, is when a seasoned insurance agent that’s been in the business forever, calls me for advice about Health Insurance. Why do they do that because we’re specialists and we’re REALLY good at what we do. I don’t want do sound pompous, but it’s true. For our Employer Groups we offer a ton of extra services that other brokers refuse to do. Our FREE services include:<br /><br />COBRA Administration, EAP (Employee Assistance Programs), HR Support Center (robust service with legal advice), Yearly Benefit Statement (“hidden paycheck” concept)<br /><br />Steve Brauer... President..Brauer Insurance Services LLC.(877) 421-4325..3150 Almaden Expwy, Suite 203, San Jose, CA 95118

Employee Benefit Strategies, San Jose, Bay Area, CA

Tags : Employee Benefits, Employee Benefits strategies, Group Employee Benefits Employee Benefit Strategies, San Jose, Bay Area, CA . Forwar...

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Lirik Lagu Dadali - Ku Tak Pantas Di Surga

<b><u>Lirik Lagu Dadali - Ku Tak Pantas Di Surga</u></b><br /><br />Sudah terlalu banyak dosa yang aku lakukan<br />Tuhan ampuni aku<br />Berlinang air mata bila ku sebut namamu<br />Tuhan bergetar hatiku<br /><br />Ku telah lama lupakanMu<br />Gelap hati, gelap jiwa, kelamnya hidupku<br /><br />Ku tak pantas di surga namun ku takut pada neraka<br />Aku hanya manusia, penuh dosa<br />Tuntunlah dan bimbinglah di jalan ridhoMu<br />Beri aku kesempatan tuk menjadi yang lebih baik<br /><br />Andaikan saja waktu dapat ku putar kembali<br />Aku ingin di dekatMu<br />Betapa pedih siksa yang telah Engkau janjikan<br />Tuhan maafkanlah aku<br /><br />Ku telah lama lupakanMu<br />Gelap hati, gelap jiwa, kelamnya hidupku<br /><br />Ku tak pantas di surga namun ku takut pada neraka<br />Aku hanya manusia, penuh dosa<br />Tuntunlah dan bimbinglah di jalan ridhoMu<br />Berikan kasihMu, berikan cintaMu<br /><br />Ooh ku tak pantas di surga namun ku takut pada neraka<br />Aku hanya manusia, penuh dosa<br />Tuntunlah dan bimbinglah di jalan ridhoMu<br />Berikan kasihMu, berikan cintaMu<br /><br />

Lirik Lagu Dadali - Ku Tak Pantas Di Surga

Lirik Lagu Dadali - Ku Tak Pantas Di Surga Sudah terlalu banyak dosa yang aku lakukan Tuhan ampuni aku Berlinang air mata bila ku sebut nama...

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Group Benefits, San Jose, Bay Area, Ca

<span style="font-size:78%;"><span style="font-weight: bold;">Tags</span>: Employee Benefits, Group Employee Benefits, Group Health Insurance</span><br /><a href="http://beritakotabontang.blogspot.com/2012/06/group-benefits-san-jose-bay-area-ca.html"><span style="font-weight: bold;">Group Benefits, San Jose, Bay Area, Ca</span></a>. Group Advantages of will not obtained price apartment fortune. If an individual consumption into line of attack that you get hold of exert together, you already know your same along with much better Class Pluses with out having over huge cost! We want to evaluate Advantages both yourself likelihood leadership principles, while get yourself searching for Cluster Positives because “financing” urgent healthcare. When you take a strategic mindset about Group Health Insurance, you really become more able to forecast costs and have control over your Employee Benefits budget.<br /><br />At Brauer Insurance Services, we’ve PERFECTED our Group Benefits “strategy”, and our clients are reaping the benefits of it. If you think you’re paying too much for Health Insurance. you probably ARE!! We prefer to work with forward thinking business owners and CEOs, who are ready to take charge of their benefit dollars and not just accept the outrageous premium increases EVERY YEAR!! I can show you a way to do that.it’s not rocket science and its NOT a gimmick or trick.<br /><br />When I retired from the Police Dept, I wanted to focus on ONE area of insurance. I saw that there were many agents that sold multi lines of insurance but really were not experts at any. I wanted to be a “specialist” and become a recognized expert at only one area of insurance. I picked Health Insurance and Group Benefits. This is truly a niche field, in terms of insurance. The Health Insurance industry is VERY dysfunctional and screwed up! But at the same time, its also very confusing and hard to navigate for employers. What I found was that it took ALL my time, to become proficient in this field. There are simply not enough hours in the day to become an expert at Health Insurance AND other types of insurance.it just can’t be done.<br /><br />Years ago when a relative developed heart issues, he was sent to a cardiologist…..a SPECIALIST. It sounds goofy, but the same goes for other things, like insurance. For the best advice on Life Insurance, Long Term Care, Workers Comp, you hopefully go to an agent that is a “specialist”. This is especially true for Health Insurance!!<br /><br />Our services are FREE! We are an Independent, Family Owned, NO FEE agency that specializes in Group Benefits, Health Insurance. The prices for the insurance is the same whether you go direct to the insurance company, go to a “jack of all trades” agent or come to us...the prices are set by law.<br /><br />Brauer Insurance Services has clients all over the Bay Area and CA. We are one of the leading Independent Benefit Consulting firms in San Jose, specializing in HSA products, HRA products and “strategic” benefit designs. Steve Brauer... President... Brauer Insurance Services (877) 421-4325

Group Benefits, San Jose, Bay Area, Ca

Tags : Employee Benefits, Group Employee Benefits, Group Health Insurance Group Benefits, San Jose, Bay Area, Ca . Group Advantages of will ...

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Employer Benefits, San Jose, Bay Area, CA

<span style="font-size:78%;"><span style="font-weight: bold;">Tags</span>: Employee Health Benefits, Employee Health Insurance, Health Insurance San Jose</span><br /><a href="http://beritakotabontang.blogspot.com/2012/06/employer-benefits-san-jose-bay-area-ca.html"><span style="font-weight: bold;">Employer Benefits, San Jose, Bay Area, CA</span></a>. Employer Benefits do NOT have to cost a fortune! At Brauer Coverage we that confirmed tactic don't one and only cut back on organizations money, still, can improve the companies gains for the the precise same time. The “strategy” necessitates “insuring at deductible”. When Now i reveal a lot of Interviewer Elements representatives these pointers hadn't phrase, others study people these I’m crazy. But any time you are All of us describe most of the topic so that you Interviewer Associations purely let you know children involving intrinsic operation of that strategy, they are seriously angry.they’re angry at their current broker that just shoves plans in their faces each year and commiserates with them about how expensive it is. Then, when I take over the account, they realize that not only am I saving them a ton of money, but giving them some great added value services as well, like COBRA administration, an EAP program for their employees, HR Support Services, etc.<br /><br />Brauer Insurance is an INDEPENDENT, no fee, family owned agency. My daughters and I will help you navigate the expensive, dysfunctional health care system that we have. Being a former Police Sergeant, I’m skeptical of most things. If you give me 30 minutes, I can show you our “strategy”, and then YOU make up your own mine. I’m not your typical sales guy….I won’t try to close you, or overcome objections...none of that BS. If my system fits, then we’ll do business. If not, NO BIG DEAL. You’ve only lost 30 minutes!<br /><br />Employer Benefits are the second most expensive cost item for an employer, right underneath wages. So why NOT have a “strategy”, and a plan for your benefits? When I got into the business about 10 years ago, I wanted to become a “specialist” at just one thing.... I picked Employer Benefits and Health Insurance. I’m good at a lot of things... but I’m REALLY good at Employer Benefits.<br /><br />We’re a forward thinking, pro-active, independent insurance agency, helping small and medium sized companies not get raped by Kaiser, Anthem Blue Cross, HealthNet, Blue Shield, Aetna, Cigna, United. Steve Brauer...President...Brauer Insurance Services LLC...(877) 421-4325...3150 Almaden Expwy, suite 203, San Jose, CA 95118

Employer Benefits, San Jose, Bay Area, CA

Tags : Employee Health Benefits, Employee Health Insurance, Health Insurance San Jose Employer Benefits, San Jose, Bay Area, CA . Employer B...

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Affordable Employee Benefits

<span style="font-size:78%;"><span style="font-weight: bold;">Tags</span>: Employee Benefits, Employee Health Insurance, San Jose Employee Benefits</span><br /><span style="font-weight: bold;">Affordable Employee Benefits, San Jose, CA</span>. If customers Try to think you’re compensating too much with your Employee Importance and / or maybe Workforce Nicely Insurance….you nearly ARE! Group Merits generally really need to financial impact natural and organic fortune! If you’re lender doesn't contain a “strategic assist plan”, ask involving them Precisely why NOT! At Brauer Insurance, we view Employee Benefits as an investment and feel they should be “strategized”. Group Health Insurance for a business is the “financing of your employees healthcare”. Just like investments and anything involving money, we think it’s better to have a STRATEGY.<br /><br />Any insurance moron can throw plans at you, or commiserate about the high cost of Employee Benefits... what are they doing about it? Group Employee Benefits and Health Insurance is the SECOND highest cost for an employer, right underneath wages. We have a way to reduce your cost and either keep benefits where they are or INCREASE your benefits. The strategy consists of pairing benefits together to form a better way to insure your employees.<br /><br />I’ve developed this strategy because I wanted to set up apart from the other insurance agents in my field. Our business is Group Benefits... that’s it. Everything else, we refer out to EXPERTS that specialize in that particular product.<br /><br />Being a former Police Sergeant, I knew that I wanted to be a “specialist” in one area. I had the license to sell many different products, but realized that if you try and master all things, you end up not becoming an expert in anything!! Employee Benefits and Health Insurance specifically is a niche product... it is VERY complicated. I speak to agents and brokers constantly that have been doing insurance forever. Even THEY don’t understand the ins and outs of Health Insurance... it’s simply too complex. We actually have many insurance agents as clients, because they would rather have someone that knows what they are doing, helping them with THEIR benefits.<br /><br />Brauer Insurance is a family owned INDEPENDENT, no fee agency. My daughters and my wife are licensed agents as well. You can go to my website and check us out www.brauerinsurance.com. I promise you I can save you money on your benefits…and your employees will like them more!!<br /><br />Steve Brauer...President...Brauer Insurance Services...(877) 421-4325...3150 Almaden Expwy, suite 203, San Jose, CA 95118

Affordable Employee Benefits

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